Apply online or in store — it only takes a few minutes.
Shop Online
Select Flexiti at checkout
OR
Visit In-Store
Speak with a sales associate in-store
How It Works
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Get your decision right away, along with your approved amount.
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Shop in-store or online, and choose your plan at checkout.
FAQ
How fast is approval?
Most applications are approved in minutes. Some may need a short secondary review.
Can I use my card again?
Yes. Your FlexitiCard can be used for future purchases in-store and online, with no need to reapply.
Can I pay it off early?
Yes. Just note the admin fee becomes payable in full when you pay off the promo early.
Who is Flexiti?
Flexiti Financial is our financing partner. They handle your application, your card, and your payments.
What is the admin fee?
A one-time fee that varies by plan and purchase amount. It's financed with your purchase and is payable in full if you pay your promo off early.
Does applying affect my credit?
Yes, Flexiti conducts a full credit check as part of the application. Approval is also conditional on ID verification and a valid email address.
What if I miss a payment?
Missing a payment can cancel your promotional offer, and interest would then apply at your account's standard rate.
*O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may apply and varies depending on the merchant. No interest will accrue during the promo period for no interest equal monthly payment plans. The purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. For interest-bearing equal monthly payment plans, the annual promotional interest rate for the promo term will be disclosed before the completion of the transaction. The purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums, fees and taxes, if applicable. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For all plans, if any payment is missed, all promo offers on the account may be cancelled, and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval and varies based on the cardholder’s creditworthiness at the time of application. Current Account AIRs are 31.99%, 34.99% (max for Quebec residents). Depending on the merchant, an admin fee may apply and will be financed with purchase (not applicable for Quebec residents); it varies based on purchase amount and promo term length and is payable in full if the promo is paid off early. An annual fee of $39.99 applies to residents of Quebec, and $24.99 may apply to residents of other provinces. Any balance at the end of the promo term bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents. However, other deferred interest promos are available. Eligibility for promotions varies with cardholder creditworthiness. Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit, and a valid email address is required. Applications may be subject to a secondary, manual review. BC License #83660. Flexiti Financial provides financing. Flexiti, FlexitiCard, and the flexible way to pay are trademarks of Flexiti Financial Inc.
